You need to send money to Brazil, but you want to avoid high bank wires and terrible exchange rates. Choosing the right mobile platform changes how fast your funds arrive and how much your recipient actually gets.
Remitly offers a dependable mobile solution for cross-border payments from 37 countries, including the US, Canada, and the UK. You get multiple delivery speeds, clear fee structures, and direct integration with Brazil’s instant payment infrastructure.
Key Takeaways
- Remitly supports three primary delivery methods for Brazil: Pix, bank deposits, and cash pickup.
- First-time users often qualify for promotional exchange rates and waived transfer fees.
- Express transfers incur a flat fee of $5.99 for US senders while delivering funds in minutes.
- Senders must collect the recipient’s full name and CPF number for compliance.
Downloading and Setting Up the Remitly App
You start by downloading the mobile application from the Apple App Store or Google Play Store. Open the app and tap create account. Enter your email address and set a secure password. Select your country of residence, because Remitly tailors regulatory compliance and payment methods to your starting location.
Add your full legal name, date of birth, and phone number to finish profile creation. Remitly requires identity verification to comply with international financial regulations. You might need to upload a government-issued photo ID, such as a passport or driver license, before you complete large transactions. Take a clear photo of your document through the app prompt and submit it for instant review.
Configuring Your First Transfer to Brazil
Tap new transfer and select Brazil as your destination country. Enter the amount you want to send in your local currency. The app calculates the exact Brazilian Real conversion rate and displays it on your screen. Remitly often applies a promotional exchange rate on your first transaction, which reduces your overall cost.
Choose your preferred delivery speed between Economy and Express. Economy transfers take a few days and draw funds from your bank account to lower costs. Express transfers happen in minutes and charge a flat $5.99 fee for US senders while allowing debit or credit card funding. Review the total cost breakdown, including exchange margins and flat fees, before you confirm the transaction.
Choosing the Right Delivery Option
Brazil has a unique digital payment ecosystem that changes how your recipient gets funds. You must select the right delivery method based on what your recipient uses daily.
| Option | Mechanism | Required Recipient Info | Speed | Fee (US Express) | Notes |
|---|---|---|---|---|---|
| Pix | Instant deposit to recipient account | Pix Key (CPF, phone, email) | Minutes | $5.99 | Launched by Banco Central do Brasil |
| Bank Deposit | Direct-to-account transfer | Account number, branch, CPF | 1 to 3 days | $5.99 | Uses local banking networks |
| Cash Pickup | Physical cash collection | Full name, CPF, valid ID | Minutes to hours | $5.99 | Available at retail partner locations |
Pix is the fastest and most popular choice for recipients in Brazil. It operates 24 hours a day and settles funds in under five minutes. You need the recipient’s Pix key, which is usually their CPF number, phone number, or email address. Remitly requires both the Pix key and the recipient’s full legal name to pass compliance checks.
Bank deposits suit recipients who prefer traditional checking accounts without a registered Pix key. You need the bank account number, branch code, and the recipient’s CPF number. Processing takes between one and three business days for standard transfers.
Cash pickup works well if your recipient doesn’t have a bank account. You select a partner location during setup. The recipient visits a participating retail outlet or financial institution in cities like São Paulo with a government-issued ID and the transaction reference number to collect physical cash.
Completing Your Transaction and Tracking Funds
Add your funding source after you select the delivery method. Link a bank account, debit card, or credit card to pay for the transfer. Double-check all recipient details because typing errors cause transfer delays or rejections.
Tap send money to authorize the payment. Remitly generates a transaction tracking number and displays it on your receipt. You can track the progress of the transfer directly inside the app dashboard. Remitly also sends status update notifications via SMS or push alerts to your phone. Share the transaction reference number with your recipient so they know the funds are on the way. You can learn more about how international transfers work by reviewing Remitly’s guide to sending money safely to Brazil.
Frequently Asked Questions
What information do I need from my recipient in Brazil? You need their full legal name, their 11-digit CPF number, and their specific delivery details like a Pix key or bank account number.
Can I send money from Brazil to another country? Remitly only supports sending money into Brazil from abroad. You cannot use the app to initiate outward international transfers from Brazilian accounts.
Why is my transfer delayed? Compliance reviews cause most delays. Remitly sometimes requests extra documentation to verify sender income or recipient identity for security reasons.
Are there limits on how much I can send? Yes. Transfer limits depend on your verification tier and your funding source. You can submit additional identification documents inside the app to increase your sending limits over time.
