When you need to send money to Argentina, the main risk isn’t opening the transfer. It’s entering the wrong bank details, missing a fee, or assuming the recipient will receive the amount you calculated. Remitly reduces the process to a few guided steps, but you still need to check the quote and recipient information carefully.
You can send funds to an Argentine bank account, mobile wallet, or cash pickup location, depending on the available route. This guide covers the setup, bank details, fees, exchange rates, delivery timing, and final checks.
How to Send Money to Argentina With Remitly
Remitly supports several delivery methods for Argentina. Its United States to Argentina transfer page lists bank deposit, cash pickup, mobile wallet delivery, and other options that may vary by provider and route.
A bank deposit is the right option when the recipient needs the money in an Argentine account. It removes the need for a trip to a cash pickup location. The recipient still needs to provide accurate account information before you start.
Cash pickup works better when the recipient doesn’t have a usable bank account or needs access to the funds outside regular banking channels. Mobile wallet delivery may suit smaller transfers when the recipient already uses a supported wallet.
The delivery method affects the exchange rate, fee, and estimated arrival time. Don’t choose a method based only on speed. Check how much the recipient receives in Argentine pesos and how much leaves your payment account.
If you plan to send money to Argentina regularly, use the same review process every time. The amount, payment method, delivery option, and current rate can change the final result.
Prepare the Sender and Recipient Information
Remitly requires an account before you can create a transfer. You provide your email address, create login credentials, and complete identity verification when requested. A government-issued identification document may be required to confirm your identity and meet financial compliance rules.
Use your legal name and current personal information. A mismatch between your Remitly profile, payment method, and identification can delay the transfer or trigger another review.
Gather the recipient’s bank details
Ask the recipient for the exact details shown by their bank. Depending on the selected provider, Remitly may request the recipient’s:
- Full legal name as recorded by the bank
- Bank name and account type
- Account number or local banking identifier
- Phone number or address
- Other information required by the selected delivery partner
Argentina uses local account identifiers such as CBU and CVU in different banking and wallet contexts. Don’t guess which identifier applies. Enter the field that Remitly displays for the chosen provider, then compare every digit with the recipient’s records.
The recipient’s name matters as much as the account number. A correct account number paired with an incorrect name can create a review or failed delivery.
Decide how the recipient should receive the funds
Ask one direct question before starting: does the recipient need pesos in a bank account, cash, or a supported wallet?
Don’t assume an Argentine bank deposit will arrive in U.S. dollars. The currency available depends on the delivery option and provider shown in Remitly. The app displays the expected payout before you approve the transfer.
Step-by-Step: Sending a Bank Deposit to Argentina
The exact screens can change, but the core workflow remains consistent.
- Open the official Remitly website or mobile app and sign in. Avoid links sent through unsolicited messages.
- Select Argentina as the destination country and enter the amount you want to send.
- Choose bank deposit as the delivery method. Review the available Argentine providers.
- Enter the recipient’s information exactly as it appears on their bank records.
- Select your payment method. The available choices and processing details depend on your sending country and account.
- Choose the delivery speed shown in the quote. Remitly may present Economy and Express options.
- Review the final amount, exchange rate, fee, recipient payout, delivery estimate, and recipient details.
- Submit the transfer and save the confirmation information.
The review screen is the control point for the entire transaction. Check the destination country, recipient name, bank, account number, currency, and total debit. A small data entry error can matter more than a small difference in the exchange rate.
After submission, Remitly may request additional information. Respond through the official app or website. Don’t share your password, security code, or one-time authentication code with the recipient or another person.
Remitly Fees, Exchange Rates, and Delivery Times
The cost of sending funds has three parts: the transfer fee, the exchange rate, and any payment method charge. The recipient’s payout depends on all three.
As of August 2026, Remitly’s U.S. USD-to-ARS pricing page shows $2.99 for Economy and $4.99 for Express on the displayed route. These figures aren’t a permanent promise. Remitly states that pricing varies by send amount, payment method, and delivery option, so use the live quote for your transfer.
Some new-customer offers may remove the first transfer fee or provide a promotional exchange rate. These offers can have eligibility rules, transfer caps, and expiration dates. If the promotion appears in your account, check whether it applies to the full amount or only part of the transfer.
The exchange rate changes during the day. A rate that looked attractive yesterday may not be available today. Focus on the recipient payout in ARS, not only the headline rate.
Remitly says recipients don’t pay a fee to receive money. That doesn’t mean every possible bank or account charge is eliminated. Review the receiving institution’s rules if the recipient expects additional charges.
Delivery timing also depends on the route. Remitly shows an estimated delivery time before you confirm the transfer. Bank processing, payment verification, weekends, holidays, and compliance reviews can affect the final arrival.
Remitly’s guide for first-time international transfers explains that digital bank transfers often take one to two business days, while timing varies by service. Treat that as a general reference, not a guarantee for your Argentina transfer.
The lowest fee is not always the lowest total cost. Compare the final amount the recipient receives after the rate and fee are applied.
Track the Transfer and Handle Problems
Remitly provides transfer tracking after you submit the payment. Keep the confirmation number and monitor status updates in the app or website. Share the relevant tracking information with the recipient, but don’t share account credentials.
Ask the recipient to check the correct bank account. If the deposit hasn’t arrived by the displayed estimate, confirm that the account number and name were correct before sending another transfer.
A transfer can take longer when Remitly needs identity verification, payment confirmation, or additional transaction information. Check your email and account notifications for requests. Use Remitly support if the status doesn’t change or the recipient reports a failed deposit.
Contact support quickly if you entered the wrong recipient details. The chance of changing or canceling a transfer depends on its status. Once funds reach the recipient’s account, recovery may not be possible.
Before sending, run this short review:
- Confirm the recipient’s legal name.
- Compare the bank name and account details with the recipient’s records.
- Check whether the payout is in ARS or another available currency.
- Review the transfer fee and total amount charged.
- Compare the displayed exchange rate with your expected payout.
- Read the delivery estimate and selected speed.
- Save the confirmation after approval.
Conclusion
Remitly makes it practical to send money to Argentina through a bank deposit, cash pickup, or supported mobile wallet. The process works best when you prepare the recipient’s information first and select the delivery method based on how the funds will be used.
Fees, exchange rates, promotions, and timing can change. Review the final transfer details before you press send, then track the transaction until the recipient confirms the deposit.
